Calculators
Mortgage calculator
Estimate monthly mortgage payments, total interest, and the payoff schedule.
Free to use · Runs in your browser · No signup
This tool works in your browser. Enable JavaScript to select files and create your download.
How to use Mortgage calculator
- Enter the home price, down payment, interest rate, and term.
- Add property tax, insurance, and HOA fees for a fuller monthly cost.
- Review the monthly payment, total interest, and yearly schedule.
What you need
Nothing to upload. Type or paste directly into the tool; results update as you go.
Your result
Monthly payment, total interest, and an amortization table.
Before you start
Assumes a fixed rate and monthly payments. Lenders may add mortgage insurance, fees, or escrow amounts not included here. This is an estimate, not financial advice.
Questions about Mortgage calculator
How do I use Mortgage calculator?
Enter the home price, down payment, interest rate, and term. Add property tax, insurance, and HOA fees for a fuller monthly cost. Review the monthly payment, total interest, and yearly schedule.
What does Mortgage calculator produce?
Monthly payment, total interest, and an amortization table.
What should I check before using Mortgage calculator?
Assumes a fixed rate and monthly payments. Lenders may add mortgage insurance, fees, or escrow amounts not included here. This is an estimate, not financial advice.
Is what I type sent anywhere?
No. The calculation runs in your browser, and the text or numbers you enter are not uploaded or stored.