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Retirement calculator

Project retirement savings and the monthly income they could provide.

Free to use · Runs in your browser · No signup

This tool works in your browser. Enable JavaScript to select files and create your download.

How to use Retirement calculator

  1. Enter your age, retirement age, savings, and monthly contribution.
  2. Set expected returns, years in retirement, and inflation.
  3. Review your projected balance and monthly income in today’s money.

What you need

Nothing to upload. Type or paste directly into the tool; results update as you go.

Your result

Projected savings and sustainable monthly income.

Before you start

Projections assume constant returns and do not include pensions, Social Security, or taxes. Small changes in assumptions make big differences. Not financial advice.

Questions about Retirement calculator

How do I use Retirement calculator?

Enter your age, retirement age, savings, and monthly contribution. Set expected returns, years in retirement, and inflation. Review your projected balance and monthly income in today’s money.

What does Retirement calculator produce?

Projected savings and sustainable monthly income.

What should I check before using Retirement calculator?

Projections assume constant returns and do not include pensions, Social Security, or taxes. Small changes in assumptions make big differences. Not financial advice.

Is what I type sent anywhere?

No. The calculation runs in your browser, and the text or numbers you enter are not uploaded or stored.